{"id":62774,"date":"2026-10-30T18:29:12","date_gmt":"2026-10-30T15:29:12","guid":{"rendered":"https:\/\/www.karekod.org\/blog\/?p=62774"},"modified":"2026-10-30T18:29:29","modified_gmt":"2026-10-30T15:29:29","slug":"evlilik-kredisi","status":"publish","type":"post","link":"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/","title":{"rendered":"Evlilik Kredisi 2026 G\u00fcncellendi! 250 Bin TL Kimlere Veriliyor, \u015eartlar Neler?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Evlenmeyi planlayan gen\u00e7 \u00e7iftler i\u00e7in d\u00fc\u011f\u00fcn masraflar\u0131, ev e\u015fyalar\u0131 ve yeni bir ya\u015fam kurman\u0131n maliyeti giderek daha \u00f6nemli hale geliyor. Bu s\u00fcre\u00e7te devletin sundu\u011fu faizsiz evlilik kredisi, \u00f6zellikle ilk y\u0131llardaki maddi y\u00fck\u00fc hafifletmek isteyen \u00e7iftler i\u00e7in dikkat \u00e7ekici bir finansman se\u00e7ene\u011fi olu\u015fturuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>30 Ekim 2026 itibar\u0131yla<\/strong> Aile ve Gen\u00e7lik Fonu kapsam\u0131nda sa\u011flanan evlilik kredisi 250 bin TL&#8217;ye kadar \u00e7\u0131k\u0131yor. Ancak kredi miktar\u0131 her \u00e7ift i\u00e7in ayn\u0131 de\u011fil. E\u015f adaylar\u0131n\u0131n ya\u015f\u0131na g\u00f6re 200 bin TL veya 250 bin TL destek verilirken gelir s\u0131n\u0131r\u0131, nik\u00e2h tarihi ve di\u011fer ba\u015fvuru ko\u015fullar\u0131 da belirleyici oluyor. \u00dcstelik \u00e7ocuk sahibi olan \u00e7iftler i\u00e7in kredi borcunun bir b\u00f6l\u00fcm\u00fcn\u00fcn veya tamam\u0131n\u0131n silinmesini sa\u011flayan yeni avantajlar bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peki, <strong>250 bin TL faizsiz evlilik kredisi kimlere veriliyor, ba\u015fvuru \u015fartlar\u0131 neler ve ayl\u0131k taksitler ne kadar?<\/strong> Bu rehberde 2024\u20132026 y\u0131llar\u0131 aras\u0131nda de\u011fi\u015fen kredi tutarlar\u0131n\u0131, e-Devlet ba\u015fvuru s\u00fcrecini, geri \u00f6deme plan\u0131n\u0131 ve T\u00fcrkiye&#8217;deki uygulaman\u0131n di\u011fer \u00fclkelerin evlilik desteklerinden nas\u0131l ayr\u0131ld\u0131\u011f\u0131n\u0131 ele ald\u0131k.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Hizli_Ozet_Evlilik_Kredisi_2026_Guncel_Sartlar\" >H\u0131zl\u0131 \u00d6zet: Evlilik Kredisi 2026 G\u00fcncel \u015eartlar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Guncel_Evlilik_Kredisi_Ne_Kadar\" >G\u00fcncel Evlilik Kredisi Ne Kadar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#250_Bin_TL_Faizsiz_Evlilik_Kredisi_Basvuru_Sartlari_Neler\" >250 Bin TL Faizsiz Evlilik Kredisi Ba\u015fvuru \u015eartlar\u0131 Neler?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_Basvurusu_Nasil_Yapilir_e-Devlet_2026\" >Evlilik Kredisi Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r? (e-Devlet 2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_Geri_Odeme_Plani_Aylik_Taksit_Kac_TL\" >Evlilik Kredisi Geri \u00d6deme Plan\u0131: Ayl\u0131k Taksit Ka\u00e7 TL?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Cocuk_Sahibi_Olanlarin_Evlilik_Kredisi_Borcu_Siliniyor_mu\" >\u00c7ocuk Sahibi Olanlar\u0131n Evlilik Kredisi Borcu Siliniyor mu?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_Yillara_Gore_Nasil_Degisti_2024%E2%80%932026\" >Evlilik Kredisi Y\u0131llara G\u00f6re Nas\u0131l De\u011fi\u015fti? (2024\u20132026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_Almak_Avantajli_mi\" >Evlilik Kredisi Almak Avantajl\u0131 m\u0131?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Dunyada_Evlilik_Destegi_Diger_Ulkelerde_Ne_Kadar_Para_Veriliyor\" >D\u00fcnyada Evlilik Deste\u011fi: Di\u011fer \u00dclkelerde Ne Kadar Para Veriliyor?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Turkiye_ile_Diger_Ulkelerin_Evlilik_Destekleri_Arasindaki_Farklar\" >T\u00fcrkiye ile Di\u011fer \u00dclkelerin Evlilik Destekleri Aras\u0131ndaki Farklar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_Disinda_Yeni_Evlenenlere_Hangi_Devlet_Yardimlari_Var\" >Evlilik Kredisi D\u0131\u015f\u0131nda Yeni Evlenenlere Hangi Devlet Yard\u0131mlar\u0131 Var?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Editor_Yorumu_250_Bin_TL_Evlilik_Kredisi_Gercekten_Yeterli_mi\" >Edit\u00f6r Yorumu: 250 Bin TL Evlilik Kredisi Ger\u00e7ekten Yeterli mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Evlilik_Kredisi_2026_Hakkinda_Sikca_Sorulan_Sorular\" >Evlilik Kredisi 2026 Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.karekod.org\/blog\/evlilik-kredisi\/#Kaynaklar\" >Kaynaklar<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Hizli_Ozet_Evlilik_Kredisi_2026_Guncel_Sartlar\"><\/span>H\u0131zl\u0131 \u00d6zet: Evlilik Kredisi 2026 G\u00fcncel \u015eartlar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Ba\u015fvuru ve kredi bilgisi<\/th><th>2026 g\u00fcncel uygulama<\/th><\/tr><tr><td>En y\u00fcksek kredi tutar\u0131<\/td><td>250.000 TL<\/td><\/tr><tr><td>Di\u011fer ya\u015f grubuna verilen kredi<\/td><td>200.000 TL<\/td><\/tr><tr><td>250 bin TL i\u00e7in ya\u015f \u015fart\u0131<\/td><td>Her iki e\u015f aday\u0131 18\u201325 ya\u015f\u0131nda<\/td><\/tr><tr><td>200 bin TL i\u00e7in ya\u015f \u015fart\u0131<\/td><td>En az bir e\u015f aday\u0131 26\u201329 ya\u015f\u0131nda<\/td><\/tr><tr><td>Genel ba\u015fvuru ya\u015f\u0131<\/td><td>18\u201329<\/td><\/tr><tr><td>Faiz oran\u0131<\/td><td>%0<\/td><\/tr><tr><td>Toplam vade<\/td><td>48 ay<\/td><\/tr><tr><td>Geri \u00f6demesiz s\u00fcre<\/td><td>\u0130lk 24 ay<\/td><\/tr><tr><td>Normal geri \u00f6deme s\u00fcresi<\/td><td>Sonraki 24 ay<\/td><\/tr><tr><td>Gelir \u00fcst s\u0131n\u0131r\u0131<\/td><td>Br\u00fct asgari \u00fccretin 2,5 kat\u0131<\/td><\/tr><tr><td>2026 br\u00fct gelir \u00fcst s\u0131n\u0131r\u0131<\/td><td>82.575 TL<\/td><\/tr><tr><td>Nik\u00e2ha kalan s\u00fcre<\/td><td>2\u20136 ay<\/td><\/tr><tr><td>Ba\u015fvuru y\u00f6ntemi<\/td><td>e-Devlet<\/td><\/tr><tr><td>Uygulama kapsam\u0131<\/td><td>T\u00fcrkiye&#8217;nin 81 ili<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"885\" height=\"590\" src=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-885x590.webp\" alt=\"Evlilik Kredisi 2026 Bilgi Rehberi\" class=\"wp-image-62775\" srcset=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-885x590.webp 885w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-360x240.webp 360w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-730x487.webp 730w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-350x233.webp 350w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi-1100x733.webp 1100w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Evlilik-Kredisi-2026-Bilgi-Rehberi.webp 1200w\" sizes=\"(max-width: 885px) 100vw, 885px\" \/><figcaption class=\"wp-element-caption\">Evlilik Kredisi 2026 Bilgi Rehberi<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6nemli:<\/strong> 250 bin TL b\u00fct\u00fcn ba\u015fvuru sahiplerine verilmiyor. Ya\u015f \u015fartlar\u0131 kredi miktar\u0131n\u0131 belirliyor. Ayr\u0131ca gelir, ikamet, ta\u015f\u0131nmaz sahipli\u011fi ve di\u011fer uygunluk ko\u015fullar\u0131n\u0131n her iki e\u015f aday\u0131 taraf\u0131ndan kar\u015f\u0131lanmas\u0131 gerekiyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Guncel_Evlilik_Kredisi_Ne_Kadar\"><\/span>G\u00fcncel Evlilik Kredisi Ne Kadar?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda devlet taraf\u0131ndan sa\u011flanan faizsiz evlilik kredisi, ba\u015fvuru tarihindeki ya\u015flara g\u00f6re iki farkl\u0131 tutarda uygulan\u0131yor.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Ba\u015fvuran\u0131n ya\u015f\u0131<\/th><th>E\u015f aday\u0131n\u0131n ya\u015f\u0131<\/th><th>Kredi tutar\u0131<\/th><\/tr><tr><td>18\u201325<\/td><td>18\u201325<\/td><td>250.000 TL<\/td><\/tr><tr><td>25<\/td><td>26<\/td><td>200.000 TL<\/td><\/tr><tr><td>26<\/td><td>26<\/td><td>200.000 TL<\/td><\/tr><tr><td>27<\/td><td>29<\/td><td>200.000 TL<\/td><\/tr><tr><td>29<\/td><td>29<\/td><td>200.000 TL<\/td><\/tr><tr><td>29<\/td><td>30<\/td><td>Ba\u015fvuru yap\u0131lamaz<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Tablo notu: Her iki ki\u015finin de di\u011fer ba\u015fvuru \u015fartlar\u0131n\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 varsay\u0131lm\u0131\u015ft\u0131r. Ya\u015flar, ba\u015fvuru tarihindeki tamamlanm\u0131\u015f ya\u015flard\u0131r.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">250 bin TL kredi i\u00e7in \u00e7iftlerin her ikisinin de 26 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f olmas\u0131 gerekiyor. Taraflardan biri 26 ya\u015f\u0131n\u0131 doldurdu\u011funda, \u00e7iftin di\u011fer ko\u015fullar\u0131 kar\u015f\u0131lamas\u0131 halinde kredi tutar\u0131 200 bin TL oluyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">30 ya\u015f\u0131n\u0131 doldurmu\u015f ki\u015filer ise mevcut program\u0131n ya\u015f s\u0131n\u0131r\u0131 d\u0131\u015f\u0131nda kal\u0131yor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">250 Bin TL Evlilik Kredisi Hibe mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015flang\u0131\u00e7ta hay\u0131r. Devletin sundu\u011fu destek, geri \u00f6demeli ve faizsiz bir kredi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak 2026 y\u0131l\u0131nda \u00e7ocuk sahibi olan \u00e7iftlere y\u00f6nelik hibe uygulamas\u0131 da bulunuyor. \u015eartlar\u0131 kar\u015f\u0131layan \u00e7iftlerin ilk \u00e7ocukta belirli taksitleri silinebiliyor, ikinci \u00e7ocukta ise kalan kredi borcunun tamam\u0131 hibe edilebiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle destek, baz\u0131 \u00e7iftler i\u00e7in sonradan k\u0131smen veya tamamen geri \u00f6demesiz hale gelebiliyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"250_Bin_TL_Faizsiz_Evlilik_Kredisi_Basvuru_Sartlari_Neler\"><\/span>250 Bin TL Faizsiz Evlilik Kredisi Ba\u015fvuru \u015eartlar\u0131 Neler?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Aile ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131n\u0131n g\u00fcncel program\u0131na g\u00f6re ba\u015fvurunun kabul edilebilmesi i\u00e7in e\u015f adaylar\u0131n\u0131n belirlenen ko\u015fullar\u0131 ta\u015f\u0131mas\u0131 gerekiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fl\u0131ca \u015fartlar \u015f\u00f6yle:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Her iki e\u015f aday\u0131n\u0131n da T\u00fcrkiye Cumhuriyeti vatanda\u015f\u0131 olmas\u0131.<\/li>\n\n\n\n<li>T\u00fcrkiye&#8217;de ikamet edilmesi.<\/li>\n\n\n\n<li>Ba\u015fvuru tarihinde her iki ki\u015finin de 18 ya\u015f\u0131n\u0131 doldurmu\u015f ve 30 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f olmas\u0131.<\/li>\n\n\n\n<li>Ba\u015fvuranlar\u0131n ta\u015f\u0131nmaz sahibi veya hissedar\u0131 olmamas\u0131.<\/li>\n\n\n\n<li>\u00c7iftin son alt\u0131 ayl\u0131k toplam gelir ortalamas\u0131n\u0131n ve son aya ait toplam gelirinin belirlenen s\u0131n\u0131r\u0131 a\u015fmamas\u0131.<\/li>\n\n\n\n<li>Resm\u00ee nik\u00e2h tarihine ba\u015fvuru s\u0131ras\u0131nda en az iki, en fazla alt\u0131 ay bulunmas\u0131.<\/li>\n\n\n\n<li>Bakanl\u0131\u011f\u0131n evlilik \u00f6ncesi e\u011fitim ve dan\u0131\u015fmanl\u0131k hizmetlerine kat\u0131l\u0131nmas\u0131.<\/li>\n\n\n\n<li>Evlilik sonras\u0131nda belirlenen e\u011fitim y\u00fck\u00fcml\u00fcl\u00fcklerinin yerine getirilmesi.<\/li>\n\n\n\n<li>Bakanl\u0131\u011f\u0131n belirledi\u011fi su\u00e7lar kapsam\u0131nda kesinle\u015fmi\u015f mahk\u00fbmiyet bulunmamas\u0131.<\/li>\n\n\n\n<li>Ayn\u0131 proje kapsam\u0131nda daha \u00f6nce evlilik kredisi kullan\u0131lmam\u0131\u015f olmas\u0131.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ko\u015fullar birlikte de\u011ferlendiriliyor. Ya\u015f \u015fart\u0131n\u0131 kar\u015f\u0131layan herkesin otomatik olarak kredi almaya hak kazanmas\u0131 s\u00f6z konusu de\u011fil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Evlilik Kredisi \u0130\u00e7in Gelir S\u0131n\u0131r\u0131 2026 Y\u0131l\u0131nda Ka\u00e7 TL?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda \u00e7iftlerin gelir de\u011ferlendirmesinde kullan\u0131lan s\u0131n\u0131r, asgari \u00fccretin 2,5 kat\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakanl\u0131\u011f\u0131n\u0131n 2026 y\u0131l\u0131 i\u00e7in a\u00e7\u0131klad\u0131\u011f\u0131 br\u00fct asgari \u00fccret 33.030 TL.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buna g\u00f6re hesaplama \u015f\u00f6yle:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>33.030 TL \u00d7 2,5 = 82.575 TL<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Gelir kriteri<\/th><th>2026 tutar\u0131<\/th><\/tr><tr><td>Br\u00fct asgari \u00fccret<\/td><td>33.030 TL<\/td><\/tr><tr><td>Gelir s\u0131n\u0131r\u0131 katsay\u0131s\u0131<\/td><td>2,5<\/td><\/tr><tr><td>\u00c7iftin toplam br\u00fct gelir s\u0131n\u0131r\u0131<\/td><td>82.575 TL<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Tablo notu: 82.575 TL ki\u015fi ba\u015f\u0131na de\u011fil, \u00e7iftin toplam br\u00fct gelirine ili\u015fkin s\u0131n\u0131rd\u0131r.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bakanl\u0131k, SGK hizmet d\u00f6k\u00fcm\u00fc ve kamu bordrosundaki br\u00fct kazan\u00e7lar\u0131 br\u00fct asgari \u00fccretle kar\u015f\u0131la\u015ft\u0131r\u0131yor. Ticaret, tar\u0131m ve serbest \u00e7al\u0131\u015fma gibi faaliyetlerden elde edilen gelirler de de\u011ferlendirmeye dahil ediliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hem son alt\u0131 ayl\u0131k gelir ortalamas\u0131n\u0131n hem de son aya ait gelir toplam\u0131n\u0131n s\u0131n\u0131r\u0131 a\u015fmamas\u0131 gerekiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dolay\u0131s\u0131yla yaln\u0131zca son ay\u0131n gelirine bak\u0131lmas\u0131 yeterli de\u011fil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c7al\u0131\u015fmayanlar Evlilik Kredisi Alabilir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet, \u00e7al\u0131\u015fm\u0131yor olmak tek ba\u015f\u0131na kredi almaya engel olarak belirtilmiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6nemli olan ba\u015fvuran \u00e7iftin program\u0131n ya\u015f, gelir, vatanda\u015fl\u0131k, ikamet ve di\u011fer uygunluk ko\u015fullar\u0131n\u0131 kar\u015f\u0131lamas\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bununla birlikte faizsiz kredi de bir bor\u00e7 y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc olu\u015fturdu\u011fu i\u00e7in \u00e7iftlerin gelecek y\u0131llardaki \u00f6deme kapasitelerini de\u011ferlendirmeleri \u00f6nemli.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Daha \u00d6nce Evlenmi\u015f Olanlar Ba\u015fvurabilir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bo\u015fanm\u0131\u015f veya e\u015fini kaybetmi\u015f ki\u015filer, ba\u015fvuru tarihinde evli olmamalar\u0131 ve program\u0131n di\u011fer \u015fartlar\u0131n\u0131 sa\u011flamalar\u0131 durumunda ba\u015fvurabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buna kar\u015f\u0131l\u0131k h\u00e2lihaz\u0131rda evli olan ki\u015filer, yeni evlenecek \u00e7iftlere y\u00f6nelik bu programa sonradan ba\u015fvuru yapam\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_Basvurusu_Nasil_Yapilir_e-Devlet_2026\"><\/span>Evlilik Kredisi Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r? (e-Devlet 2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Faizsiz evlilik kredisi ba\u015fvurular\u0131 Aile ve Gen\u00e7lik Fonunun resm\u00ee internet sitesi \u00fczerinden e-Devlet&#8217;e y\u00f6nlendirilerek ger\u00e7ekle\u015ftiriliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvuruda genel olarak \u015fu ad\u0131mlar izleniyor:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><a href=\"https:\/\/ailegenclikfonu.aile.gov.tr\/\">Aile ve Gen\u00e7lik Fonu resm\u00ee ba\u015fvuru sitesini<\/a> ziyaret edin.<\/li>\n\n\n\n<li><strong>Ba\u015fvuru Yap<\/strong> se\u00e7ene\u011fini kullanarak e-Devlet hesab\u0131n\u0131za giri\u015f yap\u0131n.<\/li>\n\n\n\n<li>Evlenecek Gen\u00e7lerin Desteklenmesi Projesi hizmetini a\u00e7\u0131n.<\/li>\n\n\n\n<li>Ba\u015fvuru bilgilerini ve planlanan resm\u00ee nik\u00e2h tarihini doldurun.<\/li>\n\n\n\n<li>Ba\u015fvuruyu tamamlay\u0131n ve e\u015f aday\u0131n\u0131z\u0131n e-Devlet \u00fczerinden onaylamas\u0131n\u0131 sa\u011flay\u0131n.<\/li>\n\n\n\n<li>Ba\u015fvuru sonucunu ayn\u0131 hizmet ekran\u0131ndan takip edin.<\/li>\n\n\n\n<li>Onay al\u0131nd\u0131\u011f\u0131nda evlilik \u00f6ncesi e\u011fitim ve dan\u0131\u015fmanl\u0131k program\u0131na kat\u0131l\u0131n.<\/li>\n\n\n\n<li>Nik\u00e2h ger\u00e7ekle\u015ftikten sonra e-Devlet \u00fczerinden evlilik bildiriminizi tamamlay\u0131n.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvuru e\u015f adaylar\u0131ndan biri taraf\u0131ndan ba\u015flat\u0131labiliyor. Ancak di\u011fer ki\u015finin de ba\u015fvuruyu onaylamas\u0131 gerekiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ba\u015fvuru adresi:<\/strong> <a href=\"https:\/\/ailegenclikfonu.aile.gov.tr\/\">https:\/\/ailegenclikfonu.aile.gov.tr\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bakanl\u0131k, resm\u00ee portal d\u0131\u015f\u0131nda elden veya farkl\u0131 internet adreslerinden ba\u015fvuru kabul edilmedi\u011fini belirtiyor. Bu nedenle \u00fccret kar\u015f\u0131l\u0131\u011f\u0131nda ba\u015fvuru yapt\u0131\u011f\u0131n\u0131 iddia eden arac\u0131 sitelere kar\u015f\u0131 dikkatli olunmal\u0131.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Evlilik Kredisi Ne Zaman Yat\u0131yor?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kredi tutar\u0131, ba\u015fvuru onaylan\u0131r onaylanmaz hesaba yat\u0131r\u0131lm\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6ncelikle resm\u00ee nik\u00e2h\u0131n ger\u00e7ekle\u015fmesi ve sonras\u0131nda e-Devlet \u00fczerinden nik\u00e2h bildiriminin yap\u0131lmas\u0131 gerekiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bakanl\u0131\u011f\u0131n g\u00fcncel a\u00e7\u0131klamas\u0131na g\u00f6re:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nik\u00e2h bildirimi, evlilikten sonraki 30 g\u00fcn i\u00e7inde yap\u0131lmal\u0131.<\/li>\n\n\n\n<li>\u00d6deme, bildirimin yap\u0131ld\u0131\u011f\u0131 ay\u0131 takip eden ay\u0131n 20&#8217;sinden sonraki ilk i\u015f g\u00fcn\u00fcnde ger\u00e7ekle\u015ftiriliyor.<\/li>\n\n\n\n<li>Para, ba\u015fvuruyu yapan ki\u015fi ad\u0131na a\u00e7\u0131lan banka hesab\u0131na aktar\u0131l\u0131yor.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle kredi tutar\u0131n\u0131n d\u00fc\u011f\u00fcnden \u00f6nce kullan\u0131labilece\u011fi varsay\u0131lmamal\u0131.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_Geri_Odeme_Plani_Aylik_Taksit_Kac_TL\"><\/span>Evlilik Kredisi Geri \u00d6deme Plan\u0131: Ayl\u0131k Taksit Ka\u00e7 TL?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda verilen faizsiz evlilik kredileri toplam 48 ay vadeli.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk 24 ay boyunca normal \u00f6deme plan\u0131nda taksit al\u0131nm\u0131yor. Geri \u00f6deme, kredinin 25. ay\u0131ndan itibaren 24 e\u015fit taksitle ger\u00e7ekle\u015ftiriliyor.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Kredi tutar\u0131<\/th><th>\u0130lk 24 ay<\/th><th>Sonraki 24 ay\u0131n ayl\u0131k taksiti<\/th><th>Toplam geri \u00f6deme<\/th><\/tr><tr><td>150.000 TL (eski tutar)<\/td><td>0 TL<\/td><td>6.250 TL<\/td><td>150.000 TL<\/td><\/tr><tr><td>200.000 TL<\/td><td>0 TL<\/td><td>8.333,33 TL<\/td><td>200.000 TL<\/td><\/tr><tr><td>250.000 TL<\/td><td>0 TL<\/td><td>10.416,67 TL<\/td><td>250.000 TL<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Tablo notu: Hesaplamalar faizsiz, standart 24 taksitli \u00f6deme plan\u0131na g\u00f6re \u00f6rnek olarak haz\u0131rlanm\u0131\u015ft\u0131r. Kuru\u015f farklar\u0131 son taksitte dengelenebilir. \u00c7ocuk sahibi olmaya ba\u011fl\u0131 hibe ve erteleme uygulamalar\u0131 hesaba kat\u0131lmam\u0131\u015ft\u0131r.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">250 Bin TL Evlilik Kredisi Ka\u00e7 Ay \u00d6deniyor?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">250 bin TL kredi kullanan \u00e7iftler ilk iki y\u0131l \u00f6deme yapm\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Normal \u00f6deme plan\u0131nda \u00fc\u00e7\u00fcnc\u00fc y\u0131l\u0131n ba\u015f\u0131ndan itibaren yakla\u015f\u0131k 10.416,67 TL ayl\u0131k taksit \u00f6deniyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu durum, \u00e7iftlere evliliklerinin ilk y\u0131llar\u0131nda b\u00fct\u00e7elerini d\u00fczenlemeleri a\u00e7\u0131s\u0131ndan zaman kazand\u0131r\u0131yor. Ancak geri \u00f6deme ba\u015flad\u0131\u011f\u0131nda ayl\u0131k taksitler \u00f6nemli bir gider kalemine d\u00f6n\u00fc\u015febiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle faizsiz kredi kullan\u0131rken yaln\u0131zca bug\u00fcnk\u00fc gelir de\u011fil, iki y\u0131l sonraki olas\u0131 gelir ve giderler de dikkate al\u0131nmal\u0131.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cocuk_Sahibi_Olanlarin_Evlilik_Kredisi_Borcu_Siliniyor_mu\"><\/span>\u00c7ocuk Sahibi Olanlar\u0131n Evlilik Kredisi Borcu Siliniyor mu?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Evet. 2026 y\u0131l\u0131nda uygulanan d\u00fczenlemeye g\u00f6re belirli ko\u015fullarda kredi borcunun bir b\u00f6l\u00fcm\u00fc veya tamam\u0131 hibe edilebiliyor.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aile ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131n\u0131n 21 Ekim 2026 tarihli a\u00e7\u0131klamas\u0131na g\u00f6re, kredi s\u00fcresi i\u00e7erisinde \u00e7ocuk sahibi olan \u00e7iftlere y\u00f6nelik destek geni\u015fletildi.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Durum<\/th><th>Uygulanan destek<\/th><\/tr><tr><td>\u0130lk 48 ay i\u00e7erisinde ilk \u00e7ocuk<\/td><td>12 ayl\u0131k taksit tutar\u0131 hibe ediliyor<\/td><\/tr><tr><td>\u0130lk \u00e7ocuk sonras\u0131<\/td><td>Kalan bor\u00e7 i\u00e7in 12 ay erteleme uygulan\u0131yor<\/td><\/tr><tr><td>Uzayan toplam 60 ayl\u0131k s\u00fcrede ikinci \u00e7ocuk<\/td><td>Kalan kredi borcunun tamam\u0131 hibe ediliyor<\/td><\/tr><tr><td>\u00c7ocuk sahibi olunmamas\u0131<\/td><td>Normal geri \u00f6deme plan\u0131 devam ediyor<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Tablo notu: Hibe miktar\u0131, ilgili kredi bakiyesi ve \u00f6deme plan\u0131na g\u00f6re de\u011fi\u015febiliyor. \u0130lk \u00e7ocuk do\u011fdu\u011funda kredinin tamam\u0131 otomatik olarak silinmiyor.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rne\u011fin ilk \u00e7ocuk sahibi olan bir \u00e7iftin 12 ayl\u0131k taksit y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn hibe edilmesi, kalan bor\u00e7 i\u00e7in de erteleme uygulanmas\u0131 s\u00f6z konusu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci \u00e7ocu\u011fun belirlenen s\u00fcre i\u00e7inde d\u00fcnyaya gelmesi halinde ise kalan borcun tamam\u0131 hibe kapsam\u0131na giriyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bakanl\u0131\u011f\u0131n g\u00fcncel SSS sayfas\u0131na g\u00f6re bu i\u015flemler n\u00fcfus kay\u0131tlar\u0131ndan tespit edilerek ayr\u0131ca ba\u015fvuruya gerek kalmadan ger\u00e7ekle\u015ftiriliyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Evlilik Kredisi Alan Ka\u00e7 \u00c7ift \u00c7ocuk Sahibi Oldu?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bakanl\u0131\u011f\u0131n 21 Ekim 2026 tarihli a\u00e7\u0131klamas\u0131nda, fon kapsam\u0131nda desteklenen 23.638 \u00e7iftin toplam 24.176 \u00e7ocu\u011funun d\u00fcnyaya geldi\u011fi bildirildi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayn\u0131 a\u00e7\u0131klamada 23.110 \u00e7iftin ilk \u00e7ocuk kapsam\u0131nda taksit hibesi ve erteleme hakk\u0131ndan, iki veya daha fazla \u00e7ocuk sahibi olan 528 \u00e7iftin ise kalan borcun tamam\u0131n\u0131n hibe edilmesi hakk\u0131ndan yararland\u0131\u011f\u0131 belirtildi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu rakamlar, evlilik kredisinin yaln\u0131zca ba\u015flang\u0131\u00e7ta sa\u011flanan finansman deste\u011fi olmad\u0131\u011f\u0131n\u0131, \u00e7ocuk sahibi olan aileleri de kapsayan bir te\u015fvik mekanizmas\u0131na d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc g\u00f6steriyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Evlilik sonras\u0131nda sa\u011flanan di\u011fer destekleri merak edenler, <a href=\"https:\/\/www.karekod.org\/blog\/hamile-kadinlara-devlet-yardimi\/\">hamile kad\u0131nlara devlet yard\u0131m\u0131 2026<\/a> rehberimizde gebelik, do\u011fum ve lohusal\u0131k d\u00f6nemindeki g\u00fcncel \u00f6demeleri inceleyebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_Yillara_Gore_Nasil_Degisti_2024%E2%80%932026\"><\/span>Evlilik Kredisi Y\u0131llara G\u00f6re Nas\u0131l De\u011fi\u015fti? (2024\u20132026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;de evlenecek gen\u00e7lere sa\u011flanan Aile ve Gen\u00e7lik Fonu kredisi, 2024 y\u0131l\u0131nda belirli b\u00f6lgelerde ba\u015flayan bir uygulamayd\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2025 y\u0131l\u0131nda \u00fclke genelinde yayg\u0131nla\u015ft\u0131r\u0131lan program\u0131n tutarlar\u0131, 2026 ba\u015f\u0131nda art\u0131r\u0131ld\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karekod Blog&#8217;un Bakanl\u0131\u011f\u0131n resm\u00ee a\u00e7\u0131klamalar\u0131ndan derledi\u011fi tarihsel kar\u015f\u0131la\u015ft\u0131rma \u015f\u00f6yle:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1049\" height=\"590\" src=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-1049x590.webp\" alt=\"Y\u0131llara g\u00f6re evlilik kredisi\" class=\"wp-image-62777\" srcset=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-1049x590.webp 1049w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-360x203.webp 360w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-730x411.webp 730w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-350x197.webp 350w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-1100x619.webp 1100w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi-400x225.webp 400w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2026\/10\/Yillara-gore-evlilik-kredisi.webp 1200w\" sizes=\"(max-width: 1049px) 100vw, 1049px\" \/><figcaption class=\"wp-element-caption\">Y\u0131llara g\u00f6re evlilik kredisi<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Y\u0131l<\/th><th>Faizsiz evlilik kredisi<\/th><th>Uygulama kapsam\u0131<\/th><\/tr><tr><td>2024<\/td><td>150.000 TL<\/td><td>Pilot iller ve y\u0131l i\u00e7inde eklenen b\u00f6lgeler<\/td><\/tr><tr><td>2025<\/td><td>150.000 TL<\/td><td>T\u00fcrkiye&#8217;nin 81 ili<\/td><\/tr><tr><td>2026<\/td><td>200.000 TL<\/td><td>26\u201329 ya\u015f grubundaki uygun \u00e7iftler<\/td><\/tr><tr><td>2026<\/td><td>250.000 TL<\/td><td>\u0130ki e\u015f aday\u0131 da 18\u201325 ya\u015f\u0131ndaysa<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Tablo notu: Tutarlar ilgili y\u0131llarda ge\u00e7erli olan nominal kredi miktarlar\u0131n\u0131 g\u00f6steriyor. Enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f de\u011ferler de\u011fildir. 2026 y\u0131l\u0131nda 200 bin TL ve 250 bin TL aras\u0131nda tercih de\u011fil, ya\u015fa g\u00f6re hak sahipli\u011fi ayr\u0131m\u0131 bulunuyor.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2024: 150 Bin TL Evlilik Kredisi Ba\u015flad\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">15 \u015eubat 2024 tarihinde ba\u015fvurular\u0131 al\u0131nmaya ba\u015flanan proje, \u00f6ncelikle depremden etkilenen b\u00f6lgelerde uygulamaya konuldu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk kapsamda Ad\u0131yaman, Hatay, Kahramanmara\u015f, Malatya ve Gaziantep&#8217;in \u0130slahiye ile Nurda\u011f\u0131 il\u00e7eleri yer ald\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2024 y\u0131l\u0131 i\u00e7erisinde Osmaniye, Bart\u0131n, Karab\u00fck ve Zonguldak da pilot uygulamaya dahil edildi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O d\u00f6nemde 150 bin TL kredi i\u00e7in gelir s\u0131n\u0131r\u0131, \u00e7iftin toplam gelirinin iki asgari \u00fccreti a\u015fmamas\u0131 \u015feklinde uygulan\u0131yordu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2025: Faizsiz Kredi 81 \u0130le Yay\u0131ld\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2025 y\u0131l\u0131n\u0131n Aile Y\u0131l\u0131 ilan edilmesiyle birlikte Aile ve Gen\u00e7lik Fonu kapsam\u0131 T\u00fcrkiye geneline geni\u015fletildi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">150 bin TL kredi tutar\u0131 korunurken daha fazla \u00e7ift ba\u015fvuru yapabilir hale geldi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Y\u0131l i\u00e7inde gelir \u015fartlar\u0131nda da de\u011fi\u015fiklik yap\u0131ld\u0131. \u00d6nce asgari \u00fccretin 2,3 kat\u0131 olarak uygulanan gelir s\u0131n\u0131r\u0131, 1 Ekim 2025 itibar\u0131yla al\u0131nan ba\u015fvurular i\u00e7in 2,5 kata y\u00fckseltildi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026: Kredi Tutar\u0131 250 Bin TL&#8217;ye \u00c7\u0131kar\u0131ld\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ocak 2026 itibar\u0131yla en y\u00fcksek kredi tutar\u0131 250 bin TL&#8217;ye y\u00fckseldi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak bu art\u0131\u015f b\u00fct\u00fcn ba\u015fvuru sahipleri i\u00e7in ayn\u0131 \u015fekilde uygulanmad\u0131.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Her iki e\u015f aday\u0131 da 18\u201325 ya\u015f\u0131ndaysa 250 bin TL,<\/li>\n\n\n\n<li>E\u015f adaylar\u0131ndan en az biri 26\u201329 ya\u015f\u0131ndaysa 200 bin TL kredi verilmeye ba\u015fland\u0131.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Buna g\u00f6re eski 150 bin TL ile kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Kar\u015f\u0131la\u015ft\u0131rma<\/th><th>Nominal art\u0131\u015f<\/th><th>Art\u0131\u015f oran\u0131<\/th><\/tr><tr><td>150.000 TL \u2192 200.000 TL<\/td><td>50.000 TL<\/td><td>%33,3<\/td><\/tr><tr><td>150.000 TL \u2192 250.000 TL<\/td><td>100.000 TL<\/td><td>%66,7<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2024\u20132026 d\u00f6neminde en y\u00fcksek evlilik kredisi tutar\u0131 nominal olarak yakla\u015f\u0131k %66,7 artt\u0131.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bununla birlikte kredi miktar\u0131n\u0131n y\u00fckselmesi, ayn\u0131 oranda daha fazla d\u00fc\u011f\u00fcn hizmeti, ev e\u015fyas\u0131 veya konut giderinin kar\u015f\u0131lanabildi\u011fi anlam\u0131na gelmiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Evlilik maliyetleri ve genel fiyat art\u0131\u015flar\u0131 da de\u011ferlendirilmeden sat\u0131n alma g\u00fcc\u00fcndeki de\u011fi\u015fim belirlenemez.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_Almak_Avantajli_mi\"><\/span>Evlilik Kredisi Almak Avantajl\u0131 m\u0131?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Devlet destekli evlilik kredilerinin en \u00f6nemli \u00f6zelli\u011fi, normal ko\u015fullarda faiz \u00f6demesi gerektirmemesi ve ilk iki y\u0131l geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunmamas\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu imk\u00e2n, d\u00fc\u011f\u00fcn, ta\u015f\u0131nma ve ev kurma gibi harcamalar\u0131 olan \u00e7iftlere k\u0131sa vadede finansal esneklik sa\u011flayabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak kredi miktar\u0131 y\u00fcksek olsa da b\u00fct\u00fcn evlilik harcamalar\u0131n\u0131n kar\u015f\u0131lanmas\u0131 garanti de\u011fil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zellikle d\u00fc\u011f\u00fcn organizasyonu, mobilya, beyaz e\u015fya, kira, depozito ve ta\u015f\u0131nma giderlerinin toplam\u0131 \u00e7iftlerin ya\u015fad\u0131klar\u0131 \u015fehre g\u00f6re de\u011fi\u015fiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle kredi kullanmadan \u00f6nce bir evlilik b\u00fct\u00e7esi haz\u0131rlanmas\u0131, ihtiya\u00e7lar\u0131n \u00f6nceliklendirilmesi ve gereksiz harcamalardan ka\u00e7\u0131n\u0131lmas\u0131 \u00f6nemli.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni bir konut edinmek veya mevcut konutunu onarmak i\u00e7in destek arayan ihtiya\u00e7 sahibi aileler, farkl\u0131 ko\u015fullarla uygulanan <a href=\"https:\/\/www.karekod.org\/blog\/ev-yapim-yardimi\/\">ev yap\u0131m ve onar\u0131m yard\u0131m\u0131 2026<\/a> program\u0131n\u0131 da inceleyebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dunyada_Evlilik_Destegi_Diger_Ulkelerde_Ne_Kadar_Para_Veriliyor\"><\/span>D\u00fcnyada Evlilik Deste\u011fi: Di\u011fer \u00dclkelerde Ne Kadar Para Veriliyor?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;de evlenecek gen\u00e7lere faizsiz kredi sa\u011flan\u0131rken baz\u0131 \u00fclkelerde do\u011frudan hibe, konut deste\u011fi veya vergi avantajlar\u0131 uygulan\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karekod Blog olarak Macaristan, Japonya, Birle\u015fik Arap Emirlikleri, Singapur ve Birle\u015fik Krall\u0131k&#8217;taki g\u00fcncel destek \u00f6rneklerini inceledik.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00dclkelere G\u00f6re Evlilik Destekleri 2026<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u00dclke<\/th><th>Destek program\u0131<\/th><th>A\u00e7\u0131klanan \u00fcst tutar<\/th><th>Destek t\u00fcr\u00fc<\/th><\/tr><tr><td>T\u00fcrkiye<\/td><td>Aile ve Gen\u00e7lik Fonu<\/td><td>250.000 TL<\/td><td>Faizsiz kredi<\/td><\/tr><tr><td>Macaristan<\/td><td>Babav\u00e1r\u00f3<\/td><td>11 milyon HUF<\/td><td>\u015eartl\u0131 faizsiz kredi<\/td><\/tr><tr><td>Japonya<\/td><td>Yeni Evlilik Hayat\u0131 Deste\u011fi<\/td><td>600.000 JPY<\/td><td>Konut ve ta\u015f\u0131nma hibesi<\/td><\/tr><tr><td>BAE<\/td><td>Marriage Grant<\/td><td>70.000 AED<\/td><td>Evlilik hibesi<\/td><\/tr><tr><td>Singapur<\/td><td>Enhanced CPF Housing Grant<\/td><td>120.000 SGD<\/td><td>Konut hibesi<\/td><\/tr><tr><td>Birle\u015fik Krall\u0131k<\/td><td>Marriage Allowance<\/td><td>Y\u0131ll\u0131k 252 GBP&#8217;ye kadar vergi tasarrufu<\/td><td>Vergi avantaj\u0131<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Kar\u015f\u0131la\u015ft\u0131rma notu: Tablodaki programlar ayn\u0131 ama\u00e7, kapsam ve hak sahipli\u011fi ko\u015fullar\u0131na sahip de\u011fil. Japonya&#8217;daki \u00fcst tutar se\u00e7ilmi\u015f yerel y\u00f6netimlerde, Singapur&#8217;daki destek ise uygun ilk kez konut alan ailelerde uygulan\u0131yor. Tutarlar yerel para birimiyle verilmi\u015f olup d\u00f6viz kuru d\u00f6n\u00fc\u015f\u00fcm\u00fc yap\u0131lmam\u0131\u015ft\u0131r.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Macaristan: 11 Milyon Forinte Kadar Faizsiz Kredi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Macaristan, gen\u00e7 ailelere y\u00f6nelik kredi programlar\u0131yla dikkat \u00e7eken Avrupa \u00fclkelerinden biri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Babav\u00e1r\u00f3 ad\u0131 verilen programda uygun evli \u00e7iftlere 11 milyon Macar forintine kadar kredi sa\u011flanabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programda kad\u0131n\u0131n 18\u201335 ya\u015f aral\u0131\u011f\u0131nda olmas\u0131 gibi ya\u015f ko\u015fullar\u0131 bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk \u00e7ocu\u011fun belirlenen be\u015f y\u0131ll\u0131k s\u00fcrede d\u00fcnyaya gelmesi halinde faiz avantaj\u0131 korunurken \u00f6demeler \u00fc\u00e7 y\u0131l ertelenebiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci \u00e7ocukta kalan borcun %30&#8217;u, \u00fc\u00e7\u00fcnc\u00fc \u00e7ocukta ise kalan borcun tamam\u0131 silinebiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;deki modele benzer \u015fekilde Macaristan&#8217;da da \u00e7ocuk sahibi olunmas\u0131na ba\u011fl\u0131 bor\u00e7 indirimi uygulan\u0131yor. Ancak vade, ya\u015f ve di\u011fer hak sahipli\u011fi ko\u015fullar\u0131 farkl\u0131.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Japonya: Yeni Evlilere 600 Bin Yene Kadar Hibe<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Japonya&#8217;da yeni evlenen \u00e7iftlerin konut ve ta\u015f\u0131nma giderlerini azaltmaya y\u00f6nelik yerel y\u00f6netim destekleri bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rne\u011fin Narita Belediyesinin 2026 program\u0131nda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Her iki e\u015f de 29 ya\u015f\u0131nda veya daha k\u00fc\u00e7\u00fckse 600.000 yen,<\/li>\n\n\n\n<li>Her iki e\u015f de 39 ya\u015f\u0131nda veya daha k\u00fc\u00e7\u00fckse, ancak 29 ya\u015f alt\u0131 grubunda de\u011filse 300.000 yen \u00fcst s\u0131n\u0131r\u0131 uygulan\u0131yor.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Destek; konut edinme, kiralama, ta\u015f\u0131nma ve belirli yenileme giderlerini kar\u015f\u0131lamaya y\u00f6nelik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvuruda gelir ko\u015fullar\u0131, yerle\u015fim \u015fartlar\u0131 ve belirlenen e\u011fitimlere kat\u0131l\u0131m gibi kriterler bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu destek kredi de\u011fil, uygun ve belgelenmi\u015f giderlere y\u00f6nelik hibe niteli\u011finde. \u00dclke \u00e7ap\u0131nda b\u00fct\u00fcn yeni evlilere otomatik olarak ayn\u0131 miktar verilmiyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Birle\u015fik Arap Emirlikleri: 70 Bin Dirhem Evlilik Hibesi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Birle\u015fik Arap Emirlikleri&#8217;nde uygun vatanda\u015flara evliliklerini desteklemek amac\u0131yla 70.000 AED tutar\u0131nda hibe verilebiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Program\u0131n ba\u015fl\u0131ca ko\u015fullar\u0131 aras\u0131nda her iki e\u015fin BAE vatanda\u015f\u0131 olmas\u0131, evlilik tarihinde erke\u011fin en az 21 ve kad\u0131n\u0131n en az 18 ya\u015f\u0131nda olmas\u0131, belirlenen gelir s\u0131n\u0131r\u0131n\u0131n a\u015f\u0131lmamas\u0131 ve evlilik \u00f6ncesi haz\u0131rl\u0131k e\u011fitimlerine kat\u0131l\u0131m bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;deki normal evlilik kredisiyle \u00f6nemli fark\u0131, deste\u011fin kredi yerine hibe niteli\u011fi ta\u015f\u0131mas\u0131.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Singapur: Yeni Evli \u00c7iftlere Konut Deste\u011fi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Singapur&#8217;da aile kurmay\u0131 kolayla\u015ft\u0131rmaya y\u00f6nelik \u00f6nemli ara\u00e7lardan biri kamu konutu sistemindeki hibeler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Enhanced CPF Housing Grant kapsam\u0131nda uygun ilk kez ev sat\u0131n alan ailelere 120.000 Singapur dolar\u0131na kadar konut hibesi sa\u011flanabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yard\u0131m miktar\u0131 gelir, ba\u015fvuru ge\u00e7mi\u015fi ve konut ko\u015fullar\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Program yaln\u0131zca evlilik t\u00f6renini finanse etmeye y\u00f6nelik de\u011fil. \u00d6zellikle yeni kurulan hanelerin uygun konuta eri\u015fimini kolayla\u015ft\u0131rmay\u0131 hedefliyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Birle\u015fik Krall\u0131k: Evlilere Vergi Avantaj\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Birle\u015fik Krall\u0131k&#8217;taki Marriage Allowance program\u0131, belirli gelir ko\u015fullar\u0131n\u0131 kar\u015f\u0131layan evli \u00e7iftlerin vergi y\u00fck\u00fcn\u00fc azaltmaya yard\u0131mc\u0131 oluyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u20132027 vergi y\u0131l\u0131nda uygun ki\u015filer, kullan\u0131lmayan ki\u015fisel gelir vergisi istisnas\u0131n\u0131n 1.260 sterlinlik b\u00f6l\u00fcm\u00fcn\u00fc e\u015fine aktarabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu uygulama, \u00e7iftin toplam vergi \u00f6demesinde y\u0131lda 252 sterline kadar tasarruf sa\u011flayabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dolay\u0131s\u0131yla uygulama nakit evlilik kredisi de\u011fil, gelir vergisine y\u00f6nelik bir avantaj.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Turkiye_ile_Diger_Ulkelerin_Evlilik_Destekleri_Arasindaki_Farklar\"><\/span>T\u00fcrkiye ile Di\u011fer \u00dclkelerin Evlilik Destekleri Aras\u0131ndaki Farklar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uluslararas\u0131 \u00f6rnekler incelendi\u011finde evlilik te\u015fviklerinde \u00fc\u00e7 temel yakla\u015f\u0131m \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Birinci yakla\u015f\u0131m, faizsiz finansman.<\/strong> T\u00fcrkiye ve Macaristan&#8217;da gen\u00e7 \u00e7iftlerin aile kurma maliyetlerine y\u00f6nelik faiz avantajl\u0131 kredi modelleri uygulan\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130kinci yakla\u015f\u0131m, do\u011frudan hibe.<\/strong> Birle\u015fik Arap Emirlikleri&#8217;nde evlilik hibesi, Japonya&#8217;da ise uygun konut ve ta\u015f\u0131nma giderlerine ili\u015fkin geri \u00f6demesiz destekler bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00dc\u00e7\u00fcnc\u00fc yakla\u015f\u0131m, dolayl\u0131 ekonomik te\u015fvik.<\/strong> Singapur&#8217;daki konut hibeleri ve Birle\u015fik Krall\u0131k&#8217;taki vergi avantajlar\u0131 bu kapsamda de\u011ferlendirilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu sistemlerden hangisinin daha avantajl\u0131 oldu\u011fu yaln\u0131zca a\u00e7\u0131klanan para miktar\u0131na ba\u011fl\u0131 de\u011fil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gelir s\u0131n\u0131rlar\u0131, ya\u015fam maliyetleri, konut fiyatlar\u0131, geri \u00f6deme \u015fartlar\u0131 ve destekten yararlanabilen n\u00fcfusun kapsam\u0131 da dikkate al\u0131nmal\u0131.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_Disinda_Yeni_Evlenenlere_Hangi_Devlet_Yardimlari_Var\"><\/span>Evlilik Kredisi D\u0131\u015f\u0131nda Yeni Evlenenlere Hangi Devlet Yard\u0131mlar\u0131 Var?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;de evlilik kredisi, Aile ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131n\u0131n sundu\u011fu desteklerden yaln\u0131zca biri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni evlenen \u00e7iftler, durumlar\u0131na ba\u011fl\u0131 olarak farkl\u0131 sosyal yard\u0131mlar\u0131 da ara\u015ft\u0131rabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rne\u011fin 2025 y\u0131l\u0131nda hayata ge\u00e7irilen yeni do\u011fum yard\u0131m\u0131 kapsam\u0131nda \u015fartlar\u0131 sa\u011flayan ailelere ilk \u00e7ocuk i\u00e7in tek seferlik 5.000 TL, ikinci \u00e7ocuk i\u00e7in ayl\u0131k 1.500 TL, \u00fc\u00e7\u00fcnc\u00fc ve sonraki \u00e7ocuklar i\u00e7in ayl\u0131k 5.000 TL destek uygulan\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci ve sonraki \u00e7ocuklar i\u00e7in ayl\u0131k \u00f6demeler, ilgili \u00e7ocuk be\u015f ya\u015f\u0131n\u0131 doldurana kadar devam edebiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunun yan\u0131nda ihtiya\u00e7 sahibi aileler i\u00e7in bar\u0131nma, \u00e7ocuklar\u0131n e\u011fitimi, sa\u011fl\u0131k ve temel ya\u015fam giderlerine y\u00f6nelik farkl\u0131 destek programlar\u0131 bulunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu yard\u0131mlar\u0131n g\u00fcncel tutarlar\u0131 ve ba\u015fvuru ko\u015fullar\u0131 i\u00e7in <a href=\"https:\/\/www.karekod.org\/blog\/sosyal-yardim-odemeleri\/\">sosyal yard\u0131m \u00f6demeleri<\/a> rehberimize g\u00f6z atabilirsiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Her sosyal yard\u0131m program\u0131n\u0131n kendine \u00f6zg\u00fc ko\u015fullar\u0131 oldu\u011fundan evlilik kredisi almak, di\u011fer b\u00fct\u00fcn yard\u0131mlardan otomatik olarak yararlanma hakk\u0131 sa\u011flam\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Editor_Yorumu_250_Bin_TL_Evlilik_Kredisi_Gercekten_Yeterli_mi\"><\/span>Edit\u00f6r Yorumu: 250 Bin TL Evlilik Kredisi Ger\u00e7ekten Yeterli mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evlilik kredisi tutar\u0131n\u0131n 2024 y\u0131l\u0131ndaki 150 bin TL seviyesinden 2026 y\u0131l\u0131nda 250 bin TL&#8217;ye y\u00fckselmesi, gen\u00e7 \u00e7iftler a\u00e7\u0131s\u0131ndan olumlu bir geli\u015fme. Ancak d\u00fc\u011f\u00fcn organizasyonu, mobilya, beyaz e\u015fya ve konut giderleri d\u00fc\u015f\u00fcn\u00fcld\u00fc\u011f\u00fcnde bu tutar\u0131n tek ba\u015f\u0131na yeni bir hayat kurmaya yeterli oldu\u011funu s\u00f6ylemek g\u00fc\u00e7.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Program\u0131n en dikkat \u00e7ekici avantaj\u0131, <strong>ilk iki y\u0131l geri \u00f6deme yap\u0131lmamas\u0131 ve herhangi bir faiz uygulanmamas\u0131.<\/strong> \u00c7ocuk sahibi olan \u00e7iftlere y\u00f6nelik bor\u00e7 silme ve erteleme imk\u00e2nlar\u0131 da deste\u011fin de\u011ferini art\u0131r\u0131yor.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Bununla birlikte ya\u015f s\u0131n\u0131r\u0131n\u0131n 30 olmas\u0131, evlilik planlar\u0131n\u0131 ekonomik nedenlerle erteleyen daha ileri ya\u015ftaki \u00e7iftlerin program d\u0131\u015f\u0131nda kalmas\u0131na yol a\u00e7\u0131yor. Gelir s\u0131n\u0131r\u0131 da \u00f6zellikle b\u00fcy\u00fck\u015fehirlerde ya\u015fayan ve iki ki\u015finin \u00e7al\u0131\u015ft\u0131\u011f\u0131 haneler i\u00e7in \u00f6nemli bir engel olu\u015fturabiliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Karekod Blog olarak de\u011ferlendirmemiz<\/strong>, evlilik kredisinin gen\u00e7ler i\u00e7in \u00f6nemli bir f\u0131rsat oldu\u011fu ancak tek ba\u015f\u0131na evlilik maliyetlerine kal\u0131c\u0131 bir \u00e7\u00f6z\u00fcm sunmad\u0131\u011f\u0131 y\u00f6n\u00fcnde. Kredi tutarlar\u0131n\u0131n ya\u015fam maliyetlerine g\u00f6re d\u00fczenli g\u00fcncellenmesi, ya\u015f s\u0131n\u0131r\u0131n\u0131n yeniden de\u011ferlendirilmesi ve bar\u0131nma destekleriyle birlikte ele al\u0131nmas\u0131 program\u0131n etkisini art\u0131rabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredi kullanmay\u0131 d\u00fc\u015f\u00fcnen \u00e7iftlere \u00f6nerimiz ise geri \u00f6demesiz iki y\u0131ll\u0131k d\u00f6nemi yaln\u0131zca bir avantaj olarak g\u00f6rmemeleri. \u00c7\u00fcnk\u00fc 250 bin TL kredi kullanan bir \u00e7iftin normal \u00f6deme plan\u0131nda \u00fc\u00e7\u00fcnc\u00fc y\u0131ldan itibaren ayl\u0131k yakla\u015f\u0131k <strong>10.417 TL taksit<\/strong> \u00f6demesi gerekiyor. Bu nedenle karar verirken bug\u00fcnk\u00fc ihtiya\u00e7lar kadar gelecekteki aile b\u00fct\u00e7esi de hesaba kat\u0131lmal\u0131.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evlilik_Kredisi_2026_Hakkinda_Sikca_Sorulan_Sorular\"><\/span>Evlilik Kredisi 2026 Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">250 bin TL evlilik kredisi kimlere veriliyor?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Her iki e\u015f aday\u0131 da 18-25 ya\u015f\u0131nda olan, T\u00fcrkiye&#8217;de ikamet eden ve Bakanl\u0131\u011f\u0131n di\u011fer ba\u015fvuru ko\u015fullar\u0131n\u0131 kar\u015f\u0131layan \u00e7iftlere 250.000 TL faizsiz kredi veriliyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">26 ya\u015f\u0131ndaki ki\u015filer 250 bin TL kredi alabilir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. E\u015f adaylar\u0131ndan en az biri 26 ya\u015f\u0131n\u0131 doldurmu\u015fsa ve ikisi de 30 ya\u015f\u0131n\u0131 doldurmam\u0131\u015fsa uygun ba\u015fvurular i\u00e7in kredi tutar\u0131 200.000 TL oluyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026 evlilik kredisi gelir s\u0131n\u0131r\u0131 ka\u00e7 TL?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda br\u00fct asgari \u00fccretin 2,5 kat\u0131 olan 82.575 TL s\u0131n\u0131r\u0131 uygulan\u0131yor. Bu s\u0131n\u0131r \u00e7iftin toplam br\u00fct geliri i\u00e7in ge\u00e7erli.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Evlilik kredisi nik\u00e2htan \u00f6nce mi \u00f6deniyor?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. Kredi, resm\u00ee nik\u00e2h\u0131n ard\u0131ndan e-Devlet \u00fczerinden bildirim yap\u0131lmas\u0131 sonras\u0131nda \u00f6deniyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">250 bin TL evlilik kredisi ayl\u0131k taksiti ka\u00e7 TL?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Standart \u00f6deme plan\u0131nda ilk 24 ay \u00f6deme yap\u0131lm\u0131yor. Sonraki 24 ay i\u00e7in ayl\u0131k taksit yakla\u015f\u0131k 10.416,67 TL oluyor. \u00c7ocuk sahibi olmaya ba\u011fl\u0131 hibe ve ertelemeler bu hesab\u0131 de\u011fi\u015ftirebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0130lk \u00e7ocuk do\u011fdu\u011funda evlilik kredisi silinir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk 48 ay i\u00e7erisinde ilk \u00e7ocu\u011fun d\u00fcnyaya gelmesi halinde 12 ayl\u0131k taksit tutar\u0131 hibe ediliyor ve kalan bor\u00e7 12 ay erteleniyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0130kinci \u00e7ocuk do\u011fdu\u011funda kredi borcu tamamen silinir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00fcncel d\u00fczenlemeye g\u00f6re toplam 60 ayl\u0131k s\u00fcre i\u00e7erisinde ikinci \u00e7ocuk sahibi olunmas\u0131 halinde kalan kredi borcunun tamam\u0131 hibe ediliyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Evlilik kredisine nereden ba\u015fvurulur?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvurular ailegenclikfonu.aile.gov.tr adresinden e-Devlet&#8217;e y\u00f6nlendirilerek ger\u00e7ekle\u015ftiriliyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kaynaklar\"><\/span>Kaynaklar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.aile.gov.tr\/sss\/aile-ve-toplum-hizmetleri-genel-mudurlugu\/evlenecek-genclerin-desteklenmesi-projesi\/\">Aile ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131 \u2013 Evlenecek Gen\u00e7lerin Desteklenmesi Projesi SSS<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.safeinhungary.gov.hu\/en\/family\/family-care\/\">Macaristan H\u00fck\u00fcmeti \u2013 Family Care \/ Childbirth Incentive Loan<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.city.narita.chiba.jp\/shisei\/page0101_00052.html\">Japonya Narita Belediyesi \u2013 Marriage New Life Support Grant<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.family.gov.ae\/en\/services\/marriage-grant\/\">BAE Aile Bakanl\u0131\u011f\u0131 \u2013 Marriage Grant<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hdb.gov.sg\/buying-a-flat\/flat-grant-and-loan-eligibility\/couples-and-families\/enhanced-cpf-housing-grant\">Singapur HDB \u2013 Enhanced CPF Housing Grant<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.gov.uk\/marriage-allowance\">Birle\u015fik Krall\u0131k H\u00fck\u00fcmeti \u2013 Marriage Allowance<\/a><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Ara\u015ft\u0131rma tarihi: 30 Ekim 2026. Kredi, gelir ve hibe ko\u015fullar\u0131nda Bakanl\u0131\u011f\u0131n g\u00fcncel program a\u00e7\u0131klamalar\u0131 esas al\u0131nm\u0131\u015ft\u0131r. Uluslararas\u0131 kar\u015f\u0131la\u015ft\u0131rmada \u00fclke veya yerel y\u00f6netimlerin resm\u00ee kaynaklar\u0131 kullan\u0131lm\u0131\u015f, programlar nominal tutarlar \u00fczerinden incelenmi\u015ftir.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Evlenmeyi planlayan gen\u00e7 \u00e7iftler i\u00e7in d\u00fc\u011f\u00fcn masraflar\u0131, ev e\u015fyalar\u0131 ve yeni bir ya\u015fam kurman\u0131n maliyeti giderek daha \u00f6nemli hale geliyor. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":62776,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3958,53],"tags":[],"class_list":["post-62774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-haberler"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>G\u00fcncel Evlilik Kredisi 2026: 250 Bin TL Kimlere Veriliyor?<\/title>\n<meta name=\"description\" content=\"G\u00fcncel evlilik kredisi 2026 \u015fartlar\u0131 neler? 250 bin TL faizsiz kredi kimlere veriliyor? 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