{"id":42943,"date":"2026-06-19T19:14:09","date_gmt":"2026-06-19T16:14:09","guid":{"rendered":"https:\/\/www.karekod.org\/blog\/?p=42943"},"modified":"2026-06-19T19:14:16","modified_gmt":"2026-06-19T16:14:16","slug":"konut-kredisi-faiz-oranlari-2026","status":"publish","type":"post","link":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/","title":{"rendered":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor. \u00d6zellikle uzun vadeli kredilerde faiz oranlar\u0131n\u0131n d\u00fc\u015fmeye ba\u015flamas\u0131, ev sahibi olmak isteyen vatanda\u015flar i\u00e7in yeni f\u0131rsatlar olu\u015fturuyor.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Konut_Kredisi_Faiz_Oranlari_Haziran_2026\" >Konut Kredisi Faiz Oranlar\u0131 (Haziran 2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Bankalara_Gore_Konut_Kredisi_Faiz_Oranlari_Haziran_2026\" >Bankalara G\u00f6re Konut Kredisi Faiz Oranlar\u0131 (Haziran 2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#En_Dusuk_Faiz_Hangi_Bankada\" >En D\u00fc\u015f\u00fck Faiz Hangi Bankada?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#1_Milyon_TL_Konut_Kredisi_Ornek_Hesaplama\" >1 Milyon TL Konut Kredisi \u00d6rnek Hesaplama<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Konut_Kredilerinde_One_Cikan_Gelismeler\" >Konut Kredilerinde \u00d6ne \u00c7\u0131kan Geli\u015fmeler<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Ilk_Evini_Alacaklara_Ozel_Destekler\" >\u0130lk Evini Alacaklara \u00d6zel Destekler<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Konut_Kredisi_Basvurusu_Icin_Gerekli_Belgeler\" >Konut Kredisi Ba\u015fvurusu \u0130\u00e7in Gerekli Belgeler<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Editor_Yorumu\" >Edit\u00f6r Yorumu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#Sikca_Sorulan_Sorular\" >S\u0131k\u00e7a Sorulan Sorular<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Konut_Kredisi_Faiz_Oranlari_Haziran_2026\"><\/span>Konut Kredisi Faiz Oranlar\u0131 (Haziran 2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1180\" height=\"590\" src=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1180x590.webp\" alt=\"Konut Kredisi Faiz Oranlar\u0131\" class=\"wp-image-57629\" srcset=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1180x590.webp 1180w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-360x180.webp 360w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1536x768.webp 1536w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-730x365.webp 730w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-350x175.webp 350w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1100x550.webp 1100w, https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1.webp 1600w\" sizes=\"(max-width: 1180px) 100vw, 1180px\" \/><figcaption class=\"wp-element-caption\">Konut Kredisi Faiz Oranlar\u0131<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Vade (Ay)<\/th><th>Ortalama Faiz Oran\u0131<\/th><\/tr><\/thead><tbody><tr><td>1 &#8211; 12 Ay<\/td><td>%3,60<\/td><\/tr><tr><td>13 &#8211; 24 Ay<\/td><td>%3,45<\/td><\/tr><tr><td>25 &#8211; 48 Ay<\/td><td>%3,25<\/td><\/tr><tr><td>49 &#8211; 72 Ay<\/td><td>%3,05<\/td><\/tr><tr><td>73 &#8211; 96 Ay<\/td><td>%2,85<\/td><\/tr><tr><td>97 &#8211; 120 Ay<\/td><td>%2,49 &#8211; %2,59<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bankalara_Gore_Konut_Kredisi_Faiz_Oranlari_Haziran_2026\"><\/span>Bankalara G\u00f6re Konut Kredisi Faiz Oranlar\u0131 (Haziran 2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re farkl\u0131l\u0131k g\u00f6stermeye devam ediyor. \u00d6zellikle kamu bankalar\u0131 ve kat\u0131l\u0131m bankalar\u0131, uzun vadeli kredilerde daha avantajl\u0131 oranlar sunarken \u00f6zel bankalar m\u00fc\u015fteri profiline ve kampanyalara g\u00f6re de\u011fi\u015fen faiz se\u00e7enekleri sunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bankalara G\u00f6re Konut Kredisi Faiz Oranlar\u0131<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Banka<\/th><th>Faiz \/ K\u00e2r Pay\u0131 Oran\u0131<\/th><\/tr><\/thead><tbody><tr><td>Ziraat Bankas\u0131<\/td><td>%2,49<\/td><\/tr><tr><td>Halkbank<\/td><td>%2,49<\/td><\/tr><tr><td>Ziraat Kat\u0131l\u0131m<\/td><td>%2,59<\/td><\/tr><tr><td>Vak\u0131f Kat\u0131l\u0131m<\/td><td>%2,63<\/td><\/tr><tr><td>Vak\u0131fBank<\/td><td>%2,69<\/td><\/tr><tr><td>Kuveyt T\u00fcrk<\/td><td>%2,80 &#8211; %3,80<\/td><\/tr><tr><td>QNB<\/td><td>%2,83 &#8211; %3,04<\/td><\/tr><tr><td>\u0130\u015f Bankas\u0131<\/td><td>%2,99<\/td><\/tr><tr><td>T\u00fcrkiye Finans<\/td><td>%2,99 &#8211; %4,04<\/td><\/tr><tr><td>\u00d6zel Bankalar Ortalamas\u0131<\/td><td>%2,99 &#8211; %3,65<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"En_Dusuk_Faiz_Hangi_Bankada\"><\/span>En D\u00fc\u015f\u00fck Faiz Hangi Bankada?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Haziran 2026 itibar\u0131yla en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 %2,49 ile Ziraat Bankas\u0131 ve Halkbank taraf\u0131ndan sunuluyor. Kat\u0131l\u0131m bankalar\u0131 aras\u0131nda ise Ziraat Kat\u0131l\u0131m ve Vak\u0131f Kat\u0131l\u0131m dikkat \u00e7ekiyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Milyon_TL_Konut_Kredisi_Ornek_Hesaplama\"><\/span>1 Milyon TL Konut Kredisi \u00d6rnek Hesaplama<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>%2,59 Faiz Oran\u0131 (120 Ay Vade)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kredi Tutar\u0131: 1.000.000 TL<\/li>\n\n\n\n<li>Ayl\u0131k Taksit: 27.162 TL<\/li>\n\n\n\n<li>Toplam Geri \u00d6deme: 3.259.440 TL<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>%2,49 Faiz Oran\u0131 (120 Ay Vade)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kredi Tutar\u0131: 1.000.000 TL<\/li>\n\n\n\n<li>Ayl\u0131k Taksit: 26.450 TL<\/li>\n\n\n\n<li>Toplam Geri \u00d6deme: 3.174.000 TL<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu iki se\u00e7enek aras\u0131nda ayl\u0131k yakla\u015f\u0131k 700 TL, toplam geri \u00f6demede ise yakla\u015f\u0131k 85 bin TL fark olu\u015fabiliyor. Bu nedenle kredi kullanmadan \u00f6nce faiz oranlar\u0131n\u0131 detayl\u0131 \u015fekilde kar\u015f\u0131la\u015ft\u0131rmak b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Konut_Kredilerinde_One_Cikan_Gelismeler\"><\/span>Konut Kredilerinde \u00d6ne \u00c7\u0131kan Geli\u015fmeler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda bankalar yaln\u0131zca faiz oranlar\u0131yla de\u011fil, farkl\u0131 kampanyalarla da m\u00fc\u015fterilere avantaj sa\u011flamaya \u00e7al\u0131\u015f\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6ne \u00e7\u0131kan f\u0131rsatlar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0130lk kez ev alacaklara \u00f6zel kampanyalar<\/li>\n\n\n\n<li>Uzun vadeli \u00f6deme se\u00e7enekleri<\/li>\n\n\n\n<li>D\u00fc\u015f\u00fck pe\u015finatl\u0131 projeler<\/li>\n\n\n\n<li>Kentsel d\u00f6n\u00fc\u015f\u00fcm kredilerinde avantajl\u0131 oranlar<\/li>\n\n\n\n<li>Kamu destekli konut finansman paketleri<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ilk_Evini_Alacaklara_Ozel_Destekler\"><\/span>\u0130lk Evini Alacaklara \u00d6zel Destekler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk kez konut sahibi olacak vatanda\u015flara y\u00f6nelik \u00f6zel kredi paketleri \u00fczerinde \u00e7al\u0131\u015fmalar devam ediyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beklenen \u015fartlar aras\u0131nda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0130lk kez konut sat\u0131n al\u0131yor olmak<\/li>\n\n\n\n<li>Belirli gelir kriterlerini kar\u015f\u0131lamak<\/li>\n\n\n\n<li>Sat\u0131n al\u0131nacak konutun belirlenen fiyat s\u0131n\u0131rlar\u0131 i\u00e7erisinde olmas\u0131<\/li>\n\n\n\n<li>Uzun vadeli \u00f6deme plan\u0131na uygunluk<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">yer al\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Konut_Kredisi_Basvurusu_Icin_Gerekli_Belgeler\"><\/span>Konut Kredisi Ba\u015fvurusu \u0130\u00e7in Gerekli Belgeler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bankalar genellikle a\u015fa\u011f\u0131daki belgeleri talep ediyor:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kimlik belgesi<\/li>\n\n\n\n<li>Gelir belgesi<\/li>\n\n\n\n<li>SGK hizmet d\u00f6k\u00fcm\u00fc<\/li>\n\n\n\n<li>\u0130kametgah belgesi<\/li>\n\n\n\n<li>Tapu bilgileri<\/li>\n\n\n\n<li>Ekspertiz raporu<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Editor_Yorumu\"><\/span>Edit\u00f6r Yorumu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Haziran 2026 itibar\u0131yla konut kredisi faizleri h\u00e2l\u00e2 y\u00fcksek seviyelerde seyretse de son d\u00f6nemde g\u00f6r\u00fclen d\u00fc\u015f\u00fc\u015f e\u011filimi, konut almak isteyenler i\u00e7in olumlu bir geli\u015fme olarak de\u011ferlendiriliyor. \u00d6zellikle uzun vadeli kredilerde sunulan daha d\u00fc\u015f\u00fck faiz oranlar\u0131, ayl\u0131k taksit y\u00fck\u00fcn\u00fc azalt\u0131rken toplam geri \u00f6deme tutar\u0131nda da \u00f6nemli avantajlar sa\u011flayabiliyor. Ancak kredi kullanmadan \u00f6nce yaln\u0131zca ayl\u0131k taksitlere de\u011fil, toplam maliyete ve ek masraflara da dikkat edilmesi gerekiyor. Do\u011fru vade ve uygun faiz oran\u0131 se\u00e7imi, ev sahibi olma s\u00fcrecinde b\u00fcy\u00fck fark yaratabiliyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sikca_Sorulan_Sorular\"><\/span><strong>S\u0131k\u00e7a Sorulan Sorular<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1742308866056\"><strong class=\"schema-faq-question\"><strong>Konut kredisi faiz oran\u0131 vadeye g\u00f6re nas\u0131l farkl\u0131l\u0131k g\u00f6steriyor?<\/strong><\/strong> <p class=\"schema-faq-answer\">K\u0131sa vadeli krediler (1-24 ay) daha y\u00fcksek faiz oranlar\u0131na sahiptir. Uzun vadeli kredilerde (73-120 ay) faiz oranlar\u0131 daha d\u00fc\u015f\u00fck olmaktad\u0131r.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742308902594\"><strong class=\"schema-faq-question\"><strong>Konut kredisi i\u00e7in hangi faiz oran\u0131n\u0131 se\u00e7meliyim?<\/strong><\/strong> <p class=\"schema-faq-answer\">Se\u00e7ti\u011finiz vade s\u00fcresine g\u00f6re faiz oranlar\u0131 de\u011fi\u015fir.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742308909928\"><strong class=\"schema-faq-question\"><strong>Konut kredisi ba\u015fvurusu i\u00e7in ne gibi \u015fartlar gerekiyor?<\/strong><\/strong> <p class=\"schema-faq-answer\">Bankalar, kredi ba\u015fvurusu i\u00e7in genellikle gelir belgesi, kimlik fotokopisi, ikametgah belgesi ve gayrimenkul ekspertiz raporu.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781885229046\"><strong class=\"schema-faq-question\">1 milyon TL konut kredisi \u00e7eksem ayl\u0131k ne kadar \u00f6derim?<\/strong> <p class=\"schema-faq-answer\">120 ay vadede %2,49 faiz oran\u0131yla yakla\u015f\u0131k 26.450 TL, %2,59 faiz oran\u0131yla ise yakla\u015f\u0131k 27.162 TL ayl\u0131k taksit \u00f6denmektedir.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor. \u00d6zellikle uzun vadeli [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":57630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3958],"tags":[6289,6290,6291,6287,6288,6292],"class_list":["post-42943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankalara-gore-konut-kredisi-faiz-oranlari","tag-en-dusuk-konut-kredisi-faizi","tag-guncel-konut-kredisi-faizleri","tag-konut-kredisi-faiz-oranlari","tag-konut-kredisi-faiz-oranlari-2026","tag-konut-kredisi-hesaplama"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog<\/title>\n<meta name=\"description\" content=\"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog\" \/>\n<meta property=\"og:description\" content=\"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Karekod Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/KarekodBlog\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/mentor.perplexed\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-19T16:14:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-19T16:14:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Muharrem Emino\u011flu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@temassizmenu\" \/>\n<meta name=\"twitter:site\" content=\"@temassizmenu\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Muharrem Emino\u011flu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/\"},\"author\":{\"name\":\"Muharrem Emino\u011flu\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#\\\/schema\\\/person\\\/8c87c879aca1c63c7438bf937a5da8bd\"},\"headline\":\"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131\",\"datePublished\":\"2026-06-19T16:14:09+00:00\",\"dateModified\":\"2026-06-19T16:14:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/\"},\"wordCount\":680,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Konut-Kredisi-Faiz-Oranlari-1-1.webp\",\"keywords\":[\"bankalara g\u00f6re konut kredisi faiz oranlar\u0131\",\"en d\u00fc\u015f\u00fck konut kredisi faizi\",\"g\u00fcncel konut kredisi faizleri\",\"konut kredisi faiz oranlar\u0131\",\"konut kredisi faiz oranlar\u0131 2026\",\"konut kredisi hesaplama\"],\"articleSection\":[\"Ekonomi\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#respond\"]}]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/\",\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/\",\"name\":\"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Konut-Kredisi-Faiz-Oranlari-1-1.webp\",\"datePublished\":\"2026-06-19T16:14:09+00:00\",\"dateModified\":\"2026-06-19T16:14:16+00:00\",\"description\":\"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308866056\"},{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308902594\"},{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308909928\"},{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1781885229046\"}],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Konut-Kredisi-Faiz-Oranlari-1-1.webp\",\"contentUrl\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Konut-Kredisi-Faiz-Oranlari-1-1.webp\",\"width\":1200,\"height\":675,\"caption\":\"Konut Kredisi Faiz Oranlar\u0131\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Ana sayfa\",\"item\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Haberler\",\"item\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/category\\\/haberler\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Ekonomi\",\"item\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/category\\\/haberler\\\/ekonomi\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/\",\"name\":\"Karekod Blog\",\"description\":\"G\u00fcncel Alkol Fiyatlar\u0131 ve Piyasa Rehberi\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#organization\",\"name\":\"Karekod Blog\",\"alternateName\":\"Karekod Haber\",\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-logo.webp\",\"width\":512,\"height\":384,\"caption\":\"Karekod Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/KarekodBlog\\\/\",\"https:\\\/\\\/x.com\\\/temassizmenu\",\"https:\\\/\\\/www.instagram.com\\\/karekod.blog\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/karekod\\\/\",\"https:\\\/\\\/tr.pinterest.com\\\/dijitalmenu\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@qrmenu\",\"https:\\\/\\\/karekodmenu.tumblr.com\\\/\",\"https:\\\/\\\/karekod.medium.com\\\/\",\"https:\\\/\\\/www.diigo.com\\\/user\\\/karekod\",\"https:\\\/\\\/mastodon.social\\\/@karekod\",\"https:\\\/\\\/vk.com\\\/karekod\",\"https:\\\/\\\/flipboard.com\\\/@karekod\",\"https:\\\/\\\/www.quora.com\\\/profile\\\/Karekod-Haber\",\"https:\\\/\\\/note.com\\\/karekod\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/karekod-blog\\\/\",\"https:\\\/\\\/www.reddit.com\\\/r\\\/guncelfiyatlar\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/#\\\/schema\\\/person\\\/8c87c879aca1c63c7438bf937a5da8bd\",\"name\":\"Muharrem Emino\u011flu\",\"pronouns\":\"he\\\/him\",\"description\":\"Veri analizi ve dijital raporlama s\u00fcre\u00e7lerinde yenilik\u00e7i yakla\u015f\u0131mlar benimseyerek s\u00fcrd\u00fcr\u00fclebilir i\u015f modelleri \u00fczerine \u00e7al\u0131\u015fmalar yap\u0131yorum. Teknoloji, ekonomi ve dijital pazarlama alanlar\u0131nda g\u00fcncel ve g\u00fcvenilir i\u00e7erikler \u00fcretiyorum.\",\"sameAs\":[\"https:\\\/\\\/www.karekod.org\",\"https:\\\/\\\/www.facebook.com\\\/mentor.perplexed\\\/\",\"https:\\\/\\\/www.instagram.com\\\/mentorperplexed\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/eminoglu\",\"https:\\\/\\\/www.pinterest.de\\\/dijitalmenu\\\/\",\"https:\\\/\\\/x.com\\\/temassizmenu\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC_vI-xTP9NegNfIqSGoesGg\",\"https:\\\/\\\/qrmenu.tumblr.com\\\/\"],\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/yazar\\\/muharrem-eminoglu\\\/\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308866056\",\"position\":1,\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308866056\",\"name\":\"Konut kredisi faiz oran\u0131 vadeye g\u00f6re nas\u0131l farkl\u0131l\u0131k g\u00f6steriyor?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"K\u0131sa vadeli krediler (1-24 ay) daha y\u00fcksek faiz oranlar\u0131na sahiptir. Uzun vadeli kredilerde (73-120 ay) faiz oranlar\u0131 daha d\u00fc\u015f\u00fck olmaktad\u0131r.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308902594\",\"position\":2,\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308902594\",\"name\":\"Konut kredisi i\u00e7in hangi faiz oran\u0131n\u0131 se\u00e7meliyim?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Se\u00e7ti\u011finiz vade s\u00fcresine g\u00f6re faiz oranlar\u0131 de\u011fi\u015fir.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308909928\",\"position\":3,\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1742308909928\",\"name\":\"Konut kredisi ba\u015fvurusu i\u00e7in ne gibi \u015fartlar gerekiyor?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bankalar, kredi ba\u015fvurusu i\u00e7in genellikle gelir belgesi, kimlik fotokopisi, ikametgah belgesi ve gayrimenkul ekspertiz raporu.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1781885229046\",\"position\":4,\"url\":\"https:\\\/\\\/www.karekod.org\\\/blog\\\/konut-kredisi-faiz-oranlari-2026\\\/#faq-question-1781885229046\",\"name\":\"1 milyon TL konut kredisi \u00e7eksem ayl\u0131k ne kadar \u00f6derim?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"120 ay vadede %2,49 faiz oran\u0131yla yakla\u015f\u0131k 26.450 TL, %2,59 faiz oran\u0131yla ise yakla\u015f\u0131k 27.162 TL ayl\u0131k taksit \u00f6denmektedir.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog","description":"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/","og_locale":"tr_TR","og_type":"article","og_title":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog","og_description":"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.","og_url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/","og_site_name":"Karekod Blog","article_publisher":"https:\/\/www.facebook.com\/KarekodBlog\/","article_author":"https:\/\/www.facebook.com\/mentor.perplexed\/","article_published_time":"2026-06-19T16:14:09+00:00","article_modified_time":"2026-06-19T16:14:16+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp","type":"image\/webp"}],"author":"Muharrem Emino\u011flu","twitter_card":"summary_large_image","twitter_creator":"@temassizmenu","twitter_site":"@temassizmenu","twitter_misc":{"Yazan:":"Muharrem Emino\u011flu","Tahmini okuma s\u00fcresi":"4 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#article","isPartOf":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/"},"author":{"name":"Muharrem Emino\u011flu","@id":"https:\/\/www.karekod.org\/blog\/#\/schema\/person\/8c87c879aca1c63c7438bf937a5da8bd"},"headline":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131","datePublished":"2026-06-19T16:14:09+00:00","dateModified":"2026-06-19T16:14:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/"},"wordCount":680,"commentCount":0,"publisher":{"@id":"https:\/\/www.karekod.org\/blog\/#organization"},"image":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp","keywords":["bankalara g\u00f6re konut kredisi faiz oranlar\u0131","en d\u00fc\u015f\u00fck konut kredisi faizi","g\u00fcncel konut kredisi faizleri","konut kredisi faiz oranlar\u0131","konut kredisi faiz oranlar\u0131 2026","konut kredisi hesaplama"],"articleSection":["Ekonomi"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#respond"]}]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/","url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/","name":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131 - Karekod Blog","isPartOf":{"@id":"https:\/\/www.karekod.org\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#primaryimage"},"image":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp","datePublished":"2026-06-19T16:14:09+00:00","dateModified":"2026-06-19T16:14:16+00:00","description":"Haziran 2026 itibar\u0131yla konut kredisi faiz oranlar\u0131 bankalara g\u00f6re de\u011fi\u015fmekle birlikte yakla\u015f\u0131k %2,49 ile %3,60 aras\u0131nda de\u011fi\u015fiyor.","breadcrumb":{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308866056"},{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308902594"},{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308909928"},{"@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1781885229046"}],"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/"]}]},{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#primaryimage","url":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp","contentUrl":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/03\/Konut-Kredisi-Faiz-Oranlari-1-1.webp","width":1200,"height":675,"caption":"Konut Kredisi Faiz Oranlar\u0131"},{"@type":"BreadcrumbList","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/www.karekod.org\/blog\/"},{"@type":"ListItem","position":2,"name":"Haberler","item":"https:\/\/www.karekod.org\/blog\/category\/haberler\/"},{"@type":"ListItem","position":3,"name":"Ekonomi","item":"https:\/\/www.karekod.org\/blog\/category\/haberler\/ekonomi\/"},{"@type":"ListItem","position":4,"name":"Konut Kredisi Faiz Oranlar\u0131 2026: G\u00fcncel Faizler ve \u00d6deme Planlar\u0131"}]},{"@type":"WebSite","@id":"https:\/\/www.karekod.org\/blog\/#website","url":"https:\/\/www.karekod.org\/blog\/","name":"Karekod Blog","description":"G\u00fcncel Alkol Fiyatlar\u0131 ve Piyasa Rehberi","publisher":{"@id":"https:\/\/www.karekod.org\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.karekod.org\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/www.karekod.org\/blog\/#organization","name":"Karekod Blog","alternateName":"Karekod Haber","url":"https:\/\/www.karekod.org\/blog\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.karekod.org\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo.webp","contentUrl":"https:\/\/www.karekod.org\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo.webp","width":512,"height":384,"caption":"Karekod Blog"},"image":{"@id":"https:\/\/www.karekod.org\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/KarekodBlog\/","https:\/\/x.com\/temassizmenu","https:\/\/www.instagram.com\/karekod.blog\/","https:\/\/www.linkedin.com\/company\/karekod\/","https:\/\/tr.pinterest.com\/dijitalmenu\/","https:\/\/www.youtube.com\/@qrmenu","https:\/\/karekodmenu.tumblr.com\/","https:\/\/karekod.medium.com\/","https:\/\/www.diigo.com\/user\/karekod","https:\/\/mastodon.social\/@karekod","https:\/\/vk.com\/karekod","https:\/\/flipboard.com\/@karekod","https:\/\/www.quora.com\/profile\/Karekod-Haber","https:\/\/note.com\/karekod","https:\/\/www.linkedin.com\/in\/karekod-blog\/","https:\/\/www.reddit.com\/r\/guncelfiyatlar\/"]},{"@type":"Person","@id":"https:\/\/www.karekod.org\/blog\/#\/schema\/person\/8c87c879aca1c63c7438bf937a5da8bd","name":"Muharrem Emino\u011flu","pronouns":"he\/him","description":"Veri analizi ve dijital raporlama s\u00fcre\u00e7lerinde yenilik\u00e7i yakla\u015f\u0131mlar benimseyerek s\u00fcrd\u00fcr\u00fclebilir i\u015f modelleri \u00fczerine \u00e7al\u0131\u015fmalar yap\u0131yorum. Teknoloji, ekonomi ve dijital pazarlama alanlar\u0131nda g\u00fcncel ve g\u00fcvenilir i\u00e7erikler \u00fcretiyorum.","sameAs":["https:\/\/www.karekod.org","https:\/\/www.facebook.com\/mentor.perplexed\/","https:\/\/www.instagram.com\/mentorperplexed\/","https:\/\/www.linkedin.com\/in\/eminoglu","https:\/\/www.pinterest.de\/dijitalmenu\/","https:\/\/x.com\/temassizmenu","https:\/\/www.youtube.com\/channel\/UC_vI-xTP9NegNfIqSGoesGg","https:\/\/qrmenu.tumblr.com\/"],"url":"https:\/\/www.karekod.org\/blog\/yazar\/muharrem-eminoglu\/"},{"@type":"Question","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308866056","position":1,"url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308866056","name":"Konut kredisi faiz oran\u0131 vadeye g\u00f6re nas\u0131l farkl\u0131l\u0131k g\u00f6steriyor?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"K\u0131sa vadeli krediler (1-24 ay) daha y\u00fcksek faiz oranlar\u0131na sahiptir. Uzun vadeli kredilerde (73-120 ay) faiz oranlar\u0131 daha d\u00fc\u015f\u00fck olmaktad\u0131r.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308902594","position":2,"url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308902594","name":"Konut kredisi i\u00e7in hangi faiz oran\u0131n\u0131 se\u00e7meliyim?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Se\u00e7ti\u011finiz vade s\u00fcresine g\u00f6re faiz oranlar\u0131 de\u011fi\u015fir.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308909928","position":3,"url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1742308909928","name":"Konut kredisi ba\u015fvurusu i\u00e7in ne gibi \u015fartlar gerekiyor?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Bankalar, kredi ba\u015fvurusu i\u00e7in genellikle gelir belgesi, kimlik fotokopisi, ikametgah belgesi ve gayrimenkul ekspertiz raporu.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1781885229046","position":4,"url":"https:\/\/www.karekod.org\/blog\/konut-kredisi-faiz-oranlari-2026\/#faq-question-1781885229046","name":"1 milyon TL konut kredisi \u00e7eksem ayl\u0131k ne kadar \u00f6derim?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"120 ay vadede %2,49 faiz oran\u0131yla yakla\u015f\u0131k 26.450 TL, %2,59 faiz oran\u0131yla ise yakla\u015f\u0131k 27.162 TL ayl\u0131k taksit \u00f6denmektedir.","inLanguage":"tr"},"inLanguage":"tr"}]}},"_links":{"self":[{"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/posts\/42943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/comments?post=42943"}],"version-history":[{"count":0,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/posts\/42943\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/media\/57630"}],"wp:attachment":[{"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/media?parent=42943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/categories?post=42943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.karekod.org\/blog\/wp-json\/wp\/v2\/tags?post=42943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}